The home
loan
handbook

Information, insights and support from industry-leading home loan experts.

Home & Investment Loans | 19th November 2024
Why 98% of borrowers are going variable right now

The vast majority of home loan customers are currently choosing variable-rate loans over ...

Home & Investment Loans | 12th November 2024
One in five buyers are purchasing interstate

More home-hunters are looking to buy property in a different state – but why? In the year to ...

Home & Investment Loans | 5th November 2024
Cash rate again held at 4.35%

The Reserve Bank of Australia (RBA) announced the cash rate will remain unchanged at 4.35% after ...

Home & Investment Loans | 26th October 2024
Average loan sizes and how to pay it off faster

The average borrower is taking out a $636,209 home loan, with loan sizes ranging significantly in ...

Home & Investment Loans | 20th October 2024
Lenders competing strongly for borrowers

Lenders are competing strongly for borrowers, especially those with strong credit profiles. As a ...

Home & Investment Loans | 13th October 2024
Good news for buyers, with property listings rising 7.9%

Home hunters have considerably more stock to choose from than earlier in the year, putting buyers ...

Home & Investment Loans | 6th October 2024
Housing assistance scheme helping tens of thousands of buyers

The federal government’s Home Guarantee Scheme (HGS) helped 43,800 buyers enter the market ...

Home & Investment Loans | 30th September 2024
Investor borrowing rises 35.4%

Property investors committed to $11.71 billion of home loans in July 2024, which was the ...

Home & Investment Loans | 24th September 2024
Cash rate held at 4.35%

For another meeting, the Reserve Bank of Australia (RBA) held the cash rate steady at 4.35%. The ...

Home & Investment Loans | 13th September 2024
How to build your dream house

One of the great things about constructing your own home is that it can be tailored to your ...

Home & Investment Loans | 5th September 2024
Mortgage activity rising, as borrowers commit to $29bn of home loans

The latest home loans data from the Australian Bureau of Statistics has revealed three key ...

Home & Investment Loans | 28th August 2024
Why banks assess your home loan repayment capacity at higher interest rates

When you apply for a mortgage, the lender uses a series of criteria to assess how your capacity ...

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